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Vincent M. Blazewicz, CLTC

(201) 843-7700 ext. 312

Once Upon a Goal A New Way to Look at Your Bucket List Surprise! You’ve Got Money! When the Unexpected Becomes Reality
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Understanding Today’s Financial Environment

Welcome!  I am Vincent M. Blazewicz, an Advisor to the Special Needs, LGBT and Business communities, located in Paramus, NJ. We understand that you face unique challenges as you plan your financial future. We can help take the mystery out of preparing for today and tomorrow. Whether your goal is getting your child the free and appropriate education they deserve, saving for your retirement, planning an estate strategy or navigating a Buy-Sell Agreement for your business, our personalized service focuses on your needs, wants, financial goals and objectives.

I have 36 years of experience in the financial services industry, and I am very fortunate to work with true professionals at Certified Financial Services, LLC.  We take a multi-generational, "protection first" approach, addressing your needs of today and helping you plan for a better tomorrow for yourself, your children and future generations. We look forward to working with you through all stages of your life.

Please call (201) 843-7700 x312 to arrange an appointment.

Helpful Content

Tax Deductions You Won't Believe

Tax Deductions You Won't Believe

Here are some examples of deductions from the IRS that were permitted and some that were, uh, too creative.

Do Your Kids Know The Value of a Silver Spoon?

Do Your Kids Know The Value of a Silver Spoon?

You taught them how to read and how to ride a bike, but have you taught your children how to manage money?

When Heirs are Imperfect

When Heirs are Imperfect

The money problems or bad lifestyle habits of adult children could lead to the squandering of any inheritance they receive.

 

A Primer on Irrevocable Life Insurance Trusts

Irrevocable life insurance trusts can be important tools that may accomplish a number of estate objectives.

The Financial Literacy Crisis

Many Americans are operating their personal finances with only the barest minimum of knowledge.

Understanding Marginal Income Tax Brackets

An inside look at how marginal income tax brackets work.

Certain Uncertainties in Retirement

The uncertainties we face in retirement can erode our sense of confidence.

Home Ownership by the Numbers

Tips on home-buying for Millennials.

An Overview of Renter’s Insurance

Don’t overlook the need for renter’s insurance if you rent your home.

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My Retirement Savings

Estimate how long your retirement savings may last using various monthly cash flow rates.

Inflation & Retirement

Estimate how much income may be needed at retirement to maintain your standard of living.

Roth 401(k) vs. Traditional 401(k)

This calculator compares employee contributions to a Roth 401(k) and a traditional 401(k).

Saving for Retirement

This calculator can help you estimate how much you may need to save for retirement.

What Is My Life Expectancy?

Estimate how many years you may need retirement assets or how long to provide income to a surviving spouse or children.

What Is My Current Net Worth?

Use this calculator to estimate your net worth by adding up your assets and subtracting your liabilities.

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Keys to Investing for Retirement

There are some key concepts to understand when investing for retirement

Principles of Preserving Wealth

How federal estate taxes work, plus estate management documents and tactics.

5 Smart Investing Strategies

There are some smart strategies that may help you pursue your investment objectives

An Inside Look at Retirement Living

A number of questions and concerns need to be addressed to help you better prepare for retirement living.

Retirement Plan Distributions

There are a number of ways to withdraw money from a qualified retirement plan.

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A Bucket Plan to Go with Your Bucket List

A bucket plan can help you be better prepared for a comfortable retirement.

Bridging the Confidence Gap

In the world of finance, the effects of the "confidence gap" can be especially apparent.

Forecast

The market is as unpredictable as the weather. We’d love to help you prepare.

The Richest Man in Babylon

In good times and bad, consistently saving a percentage of your income is a sound financial practice.

The Business Cycle

How will you weather the ups and downs of the business cycle?

How to Retire Early

Retiring early sounds like a dream come true, but it’s important to take a look at the cold, hard facts.

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